1. This Privacy Policy
1.1 Totally Insured Group Ltd ("TIG") referred to in the Contact section of this Web Site, is
committed to protecting your personal information and other data provided to TIG via this and
any other TIG web site ("Web Site"). Please read this Privacy Policy carefully as it contains
important information about the use of any information you provide to TIG via this Web Site.
This Privacy Policy explains what information TIG collects about you, and how TIG collects
and uses your information, including setting out the circumstances where TIG could provide it
to third parties. You should also read the separate TIG User Terms that are applicable to this
Web Site. To view the User Terms click on the link shown below.
1.2 Because of the financial nature of TIG's business, TIG's products and services are not
designed to appeal to or to be sold to persons under the age of 18. Therefore, TIG does not
knowingly attempt to solicit or receive any information from children.
2. What information TIG collects and what does TIG do with it
2.1 To take advantage of some of the services offered via this Web Site you may be required
to log on or register with the Web Site. TIG and any third parties who hosts or maintains this
Web Site may need to collect information about you and your computer to enable you to do
so. The information will be collected when you register with the Web Site or when you choose
to use one of the services available via the Web Site.
2.2 TIG may use the information which it collects to personalise your experience on the Web
Site, to help you to log-in in future, to continue to use the Web Site, and to help TIG select
services or materials for inclusion on the Web Site which may be of interest to you. TIG may,
from time to time, use your information to recommend other products or services to you.
Occasionally, TIG may contact you by letter, telephone or e-mail to inform you about other
products and services which may be of interest to you. To exercise your right to "opt out" of
this service you should contact TIG via the link shown below.
2.3 TIG may use your information to notify you of news about TIG, changes to the Web Site,
special events or new services that TIG thinks may interest you. If, at any time, you would
rather not receive any such information, please either tick any relevant "opt-out" box on the
page where you are asked to give your information or you may contact TIG via the link shown
below. In these circumstances, TIG will need to keep your information on file so that you can
continue to use the Web Site and so that TIG can deal with the administration and security of
the Web Site, but TIG will not e-mail you or contact you by telephone, fax or post without
your consent.
2.4 The nature of TIG's business is such that TIG may on occasion ask you to provide
sensitive personal data as defined in the Data Protection Act 1998 (for example, questions
relating to your health where that information is required in order to provide life insurance
quotations). Where TIG does so, TIG will request your explicit consent to the use of such
sensitive personal data. Where you consent to provide TIG with this information TIG will take
appropriate measures to protect such sensitive personal data.
2.5 TIG or third parties hosting servers on TIG's behalf may also monitor traffic patterns and
usage of the Web Site to help it to improve the Web Site design and lay out.
2.6 Please note that TIG is not responsible for what any third party content provider or other
third party offering goods and services via web sites linked to this Web Site may propose to
do with information about you. So please ensure you read their terms and conditions
carefully.
3. Sharing of Information with Third Parties
3.1 TIG will not disclose your personal information to third parties other than as described in
this clause (unless it is legally required to do so). TIG may need to pass your information to
third parties who help TIG to maintain, administer or develop the Web Site but, if so, that
information is only given to those third parties for that limited purpose. In addition, TIG may
provide aggregate statistics about its customers, sales, traffic patterns and related Web Site
information to reputable third-parties, but these statistics will include no personally identifying
information.
3.2 TIG reserves the right to access and disclose personal data or information to comply with
applicable laws and lawful government requests, to operate its systems properly, or to protect
itself or its users.
4. Your Consent
4.1 You acknowledge and agree that:
4.1.1 in the course of registering or using this Web Site and any services offered via this Web
Site, certain information about you will be captured electronically (including sensitive personal
data where required, but this will be subject to you giving your explicit consent in such cases)
or otherwise and transmitted to TIG or and, potentially, to any third parties as set out above,
or to third parties who host TIG's web servers or assist TIG in maintaining this Web Site; and
4.1.2 TIG may send your information outside of the European Economic Area for processing
or use in accordance with this Privacy Policy.
4.2 By using this Web Site, you expressly agree to the collection and use of your information
for the purposes set out in this Privacy Policy.
5. Contests and Competitions
From time-to-time TIG may request information from users for the purposes of running
contests or competitions. Participation in these contests or competitions is completely
voluntary and the user therefore has a choice regarding whether or not to disclose this
information.
6. TIG's Responsibilities - How does TIG protect user information?
As required by the Data Protection Act 1998, TIG follows strict security procedures in the
storage and disclosure of information which you have provided via this Web Site, to prevent
unauthorised access.
7. What are 'Cookies' and how does TIG use them?
7.1 A cookie is a piece of information that is stored on your computer's hard drive by your
Web browser. On visiting the Web Site, your computer server will use the cookie to guarantee
a secure connection. Most browsers accept cookies automatically, but usually you can alter
the settings of your browser to prevent automatic acceptance. If you choose not to receive
cookies, you may not be able to use certain features of this Web Site.
7.2 TIG may conduct analyses of user traffic. These analyses will be performed through the
use of IP addresses and cookies which are required to ensure a secure server connection.
TIG does not use cookies to store any personal data or browsing habits.
7.3 Third parties such as advertising agencies and content providers may use cookies on this
Web Site to collect personal information about you. TIG recommends that you read the
privacy statement of any third party before using their web site. TIG is not responsible for the
use of such cookies or any other ways in which your personal data may be collected or used
by such third parties.
8. Changes to Privacy Policy
TIG reserves the right to add to or change the terms of this Privacy Policy in its sole
discretion, without prior notice to you. If TIG changes this Privacy Policy, TIG will post the
new Privacy Policy on the Web Site, and it will become effective from the time of posting to
the Web Site. Please visit this Privacy Policy on a regular basis to make sure you have read
the latest version and you understand what TIG does with your information. Wherever
possible, TIG will give you notice of any changes prior to their implementation.
9. General
This Web Site contains links to other web sites. Please be aware that TIG cannot be held
responsible for the privacy policies of such other sites. TIG encourages its users to be aware
when they leave the Web Site and to read the privacy statements of each and every web site
that collects personally identifiable information. This privacy statement applies solely to
information collected by this Web Site.
10. Feedback
If you have any queries or problems with regard to this Privacy Policy or the uses to which
TIG puts your information, please contact TIG via the link shown below.

Click here to contact us if you have a question about our terms or policy.